Comprehensive Protection
PPO Coverage Options Tailored for Teachers
Compare private PPO options, high-deductible plans, off-COBRA bridges, and supplemental dental/vision packages.
Most Popular
Private Market PPO Plans
Comprehensive nationwide doctor & hospital coverage with first-dollar benefits.
- Full nationwide MultiPlan & PPO networks
- First-dollar office copays before deductible
- $2,500 hospital-only deductible protection
- 100% covered annual wellness & preventive care
Tax-Deductible
Self-Employed & Tutor PPO Options
Designed for private tutors, adjunct instructors, and educational contractors.
- 100% tax-deductible premiums on Schedule 1
- Flexible monthly premium tiers
- Prescription & urgent care copay benefits
- No open-enrollment period restrictions
Bridge Option
Off-COBRA Transition Coverage
Cost-effective health coverage when leaving district or university group plans.
- Up to 50% savings compared to standard COBRA rates
- Continuous coverage protection
- Same-day approval & policy document issue
- Keep your existing physicians and specialists
Add-On
Dental, Vision & Supplemental Indemnity
Zero-deductible dental & vision packages plus accident & critical illness coverage.
- Immediate preventive dental cleanings
- Vision exam and hardware allowances
- First-dollar cash benefits for hospital stays
- Guaranteed renewable protection